SBA eligibility, answered with the regulation cited.

Ask an SBA lending question, get the answer grounded in 13 CFR Part 120 and SBA guidance — with the exact section cited. Enterprise-grade regulatory knowledge without the enterprise platform.

Splicewire indexes 306 sections of the SBA business-loan regulations plus SBA program guidance, so your loan officers and compliance team can stop interpreting the SOP from memory.

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The rules are dense. The enterprise tools are expensive.

Eligibility determination takes too long.

Every borderline file means digging through 13 CFR Part 120 and a 400-plus-page SOP, cross-referencing program notices, and hoping the institutional knowledge in someone's head is still current.

The SOP changes, and you find out late.

Procedural Notices and Information Notices land continuously. The interpretation you relied on last quarter may have shifted, and there's no single searchable place that reflects the current text.

Enterprise AI lending platforms price out smaller lenders.

High-volume processing platforms were built for the largest originators. CDFIs, community banks, and credit unions face the same regulatory complexity at a fraction of the volume — and can't justify the price tag.

Generic AI invents citations.

Ask a general-purpose assistant an SBA question and it will fabricate a section number. In a regulated lending decision, an ungrounded answer is worse than no answer.

See it work.

Ask in plain English; Splicewire answers from the actual regulatory text and shows you the exact section it pulled from — so you can verify it, not just trust it.

Splicewire answering a regulatory question with an exact citation

Your entire SBA rulebook, searchable in seconds.

What are the size standards for 7(a) eligibility in this industry?
When is a personal guarantee required, and from whom?
What does 13 CFR 120 say about use of proceeds for debt refinancing?

Ask it anything.

Splicewire searches across the indexed SBA regulations and program guidance — keyword and meaning combined — and returns the exact sections that answer your question, with verifiable citations.

It knows the regulations, not just the words.

Answers come from a curated knowledge base of actual regulatory text. When Splicewire cites a section, it's real and you can click through to the source — no fabricated citations in a lending decision.

Knowledge assistant, not a black box.

This isn't full loan automation that replaces your underwriters. It's a grounded assistant that gives your team self-serve access to the rulebook — the right fit for lenders who need the knowledge, not a six-figure platform.

Works with your AI tools.

Splicewire speaks MCP — the open standard for connecting AI to structured data. Connect it to Claude Desktop and your assistant can search SBA regulations directly, grounded in real source material.

306 sections indexed and growing.

Searchable today. More sources added regularly.

Source Coverage Sections
13 CFR Part 120 SBA Business Loans 306
SBA program pages sba.gov program content 12

Coming soon

SOP 50 10 7 — Lender and Development Company Loan Programs (the primary handbook)
SOP 50 57 — 7(a) Loan Servicing and Liquidation
SBA Procedural & Information Notices (ongoing policy updates)

Built for the lenders the big platforms skip.

Same regulatory complexity, a fraction of the cost.

CDFIs & mission lenders

You carry the same compliance burden as the largest originators without the same budget. Splicewire gives your team grounded, cited access to the rulebook at a price that fits your volume.

Community banks & credit unions

Your SBA program is one of many things your lending team manages. Self-serve answers to eligibility and compliance questions free up your specialists for the judgment calls.

Loan officers & brokers

You field eligibility questions constantly. Get the answer with the section cited instead of interpreting the SOP from memory or waiting on a compliance review.

Splicewire is not a loan origination system, not an automated underwriter, and not a credit-decision engine. It doesn't replace your loan officers or your LOS — it gives them faster, verifiable access to the SBA regulations they already work within. Keep your origination stack; Splicewire sits alongside it.

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We're onboarding a small number of lenders during early access.

  • Locked-in pricing when we launch publicly
  • Direct input into what we index next
  • Priority support